What are housekeeping benefits?
Taking care of your home seems like the last thing you need to think about after an accident but unfortunately, you need to or you need someone helping you. If your accident was in Ontario, you may be eligible for Ontario accident benefits from your insurance company or the insurance company of the driver who was at fault. There are several different accident benefits available to you. One involves housekeeping and home maintenance expenses. Basically, if you are unable to perform your usual housekeeping duties or home maintenance duties, your accident benefits can cover someone performing these duties for you.
How much are housekeeping benefits in Ontario?
The maximum housekeeping and home maintenance benefit payment is $100 each week.
Does everyone qualify for housekeeping benefits?
This home maintenance and housekeeping benefit is available only to Ontario accident victims who are deemed “catastrophically injured” in an Ontario accident. However, the FSCO -Financial Services Committee of Ontario has made housekeeping and home maintenance benefits available to non-catastrophically injured accident victims as well by purchasing additional accident benefits. Yes, this means an additional cost each month to an already expensive insurance payment.
Should you purchase additional accident benefits?
We understand that purchasing these additional accident benefits may not seem to make sense; however, in the event of an accident, you may rely heavily on your insurance benefits. If you are unsure of whether or not you have access to these Ontario accident benefits, let us know and we can help steer you in the right direction. We can give you advice and let you decide how you want to approach your insurance company. We are here to help. All advice is free.
If you feel like your insurance company isn’t being fair, that’s where our personal injury lawyers in Ottawa can help.