For cyclists in Ontario, changes to the province’s auto insurance rules that took effect on July 1, 2026, may have important implications following a collision with a motor vehicle, even for cyclists who do not own a car. The changes affect Ontario’s accident benefits system and, in some circumstances, may reduce the financial support available […]
Category: Accident Benefits Insurance Claims
Ontario Auto Insurance Is Changing in 2026: Here’s What Drivers Should Know
Auto insurance in Ontario is undergoing one of its most significant transformations in years. Starting July 1, 2026, the way your policy works, particularly the accident benefits portion, will change dramatically. Previously, accident benefits were bundled protections automatically included with every policy. But under the new rules, many of these benefits will become optional extras […]
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7 Surprising Reasons Homeowners Can Get Sued
Every year, thousands of homeowners get sued for accidents that happen on their property. Many of these lawsuits are filed by family members and friends who have been injured and are forced to sue in order to pay for medical expenses, lost wages, recovery care and disability claims. Find out why homeowners are often sued […]
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How to Get the Best Ontario Insurance Premiums
Ontario Insurance Premiums Ontario insurance premiums have risen by unprecedented levels over the past three years leaving Ontario drivers with some of the highest provincial premiums. A recent report published by the Ontario Trial Lawyers Association (OTLA) and York University professor, Fred Lazar revealed that not only are we paying more for insurance, we are […]
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Catastrophic Injury Impairment
Changes to Statutory Accident Benefits Schedule and Catastrophic Injury Automobile insurance is constantly changing . It seems that the government continues to strip away at some of the most vital services required for injured people, especially those who are severely injured and need it most, those with a catastrophic injury. The new definition will apply […]
What Is Implied Consent?
Does no consent mean implied consent? What happens if someone uses your vehicle without your consent and causes an accident or injury? Is this implied consent ? In the recent case of Michaud-Shields v. Gough, the defendant driver had a suspended license and did not have the consent of the vehicle owner (Nancy) to drive […]
Car thefts and insurance claims
Who is liable in insurance claims if the vehicle is stolen? Lock your car doors. You may be liable to lose more than you think and it could affect your insurance claims. What’s the worst that could happen when a car door is left unlocked in a driveway or parking lot? Most would assume that […]
What is the Strengthening Motor Vehicle Safety for Canadians Act ?
Strengthening Motor Vehicle Safety for Canadians Act The Ministry of Transportation has been given new safety powers to protect Canadians from vehicle defects. Early this month, the Strengthening Motor Vehicle Safety for Canadians Act was enacted to provide the Federal Transport Minister the power to order car companies to recall a vehicle to correct a […]
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Want the best auto insurance? Let’s look at Ontario’s Fair Auto Insurance Plan.
Ontario’s Fair Auto Insurance Plan aims to provide the best auto insurance plan. We all want the best auto insurance. Ontario is taking action to make auto insurance more affordable for the province’s almost 10 million drivers. Since 2013, in an attempt to provide the best auto insurance, the government has introduced a number of reforms that […]
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Changes to ODSP will impact personal injury cases.
ODSP -What you need to know.. Recent changes to the Ontario Disability Support Program (ODSP) will have a huge impact for those who receive these benefits and are involved in personal injury cases. As of August 1, 2017, awards for pain and suffering are fully exempt from personal injury settlements and are no […]
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