Changes to Statutory Accident Benefits Schedule and Catastrophic Injury Automobile insurance is constantly changing . It seems that the government continues to strip away at some of the most vital services required for injured people, especially those who are severely injured and need it most, those with a catastrophic injury. The new definition will apply […]
Occupational injuries and LTD.
LONG TERM DISABILITY AND WSIB Many employers provide group benefits packages to their employees, including long-term disability (LTD) benefits. In addition, some employers also have an additional LTD policy to cover workplace injuries and illnesses caused at/by the workplace, called an occupational long-term disability policy. Some Ontario industries (eg. construction) are required by law to […]
What Is Implied Consent?
Does no consent mean implied consent? What happens if someone uses your vehicle without your consent and causes an accident or injury? Is this implied consent ? In the recent case of Michaud-Shields v. Gough, the defendant driver had a suspended license and did not have the consent of the vehicle owner (Nancy) to drive […]
Car thefts and insurance claims
Who is liable in insurance claims if the vehicle is stolen? Lock your car doors. You may be liable to lose more than you think and it could affect your insurance claims. What’s the worst that could happen when a car door is left unlocked in a driveway or parking lot? Most would assume that […]
WSIB claims and cancer ?
WSIB claims Extension of presumption for entitlement for cancers in firefighters. What do WSIB claims and cancer have in common ? Ontario has made it easier for firefighters to get the help and care they need by extending the presumption for entitlement to benefits to cervical, ovarian and penile cancers. “Firefighters are vital to keeping […]
Product liability : Can having a garage sale make you liable?
Garage Sales and Product Liability What do product liability and garage sales have in common. Springtime brings new beginnings. When the warm weather finally comes, we are all anxious to open the doors and windows and begin the spring cleaning. Out with the old and in with the new. As the seasons change and the […]
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What is the Strengthening Motor Vehicle Safety for Canadians Act ?
Strengthening Motor Vehicle Safety for Canadians Act The Ministry of Transportation has been given new safety powers to protect Canadians from vehicle defects. Early this month, the Strengthening Motor Vehicle Safety for Canadians Act was enacted to provide the Federal Transport Minister the power to order car companies to recall a vehicle to correct a […]
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Want the best auto insurance? Let’s look at Ontario’s Fair Auto Insurance Plan.
Ontario’s Fair Auto Insurance Plan aims to provide the best auto insurance plan. We all want the best auto insurance. Ontario is taking action to make auto insurance more affordable for the province’s almost 10 million drivers. Since 2013, in an attempt to provide the best auto insurance, the government has introduced a number of reforms that […]
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Clarifying what it means to be Additional Insured.
Additional Insured coverage What does it mean to be additional insured ? The law, like most things, can sometimes be ambiguous. Where some laws are straight forward and easily understood, others leave a great deal of room for interpretation. In the latter case, it is often left to the courts to interpret the law and […]
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Ontario Court of Appeal Ruling on lawsuit involving burning hot water.
Ontario Court of Appeal Ruling A Starbucks employee has landed in hot water in a lawsuit after a recent ruling of the Ontario Court of Appeal allowing a Brampton, Ontario teenager to proceed with her lawsuit against Starbucks, the store manager and the barista for negligence over a scalding incident that took place in 2015. […]
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