What happens when someone hits you and they do not have insurance?

In Ontario, you would be covered by the accident benefits in your own policy in any accident, whether you hit someone or someone hits you. Insurance varies in each province, but in most provinces, your collision insurance would cover damage if you're hit by an uninsured driver.

What happens if you get into an accident without insurance in Ontario?

If neither driver has insurance and becomes injured, Ontario law provides a safety net for people who are injured. The Motor Vehicle Accident Claims Fund (MVACF) provides both Accident Benefits and compensation for property damage and personal injury.

Who can receive compensation from the Motor Vehicle Accident Claims Fund?

In order to claim compensation from the MVACF, the injured must be a resident of Ontario and the accident occurred in Ontario, the injured person can apply.

Uninsured Driver Lawyer | David Hollingsworth

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You May Not Have Insurance, but You Have Our Support

The law in Ontario requires all drivers owning a motor vehicle to have insurance; however this is not always the case. Uninsured drivers are more common than you may think and there is still compensation for accident victims involved in accidents in Ontario when one person does not have insurance. First, you would be entitled to liability coverage under your own policy of automobile insurance through what is known as the Family Protection Endorsement in your own policy.

However, in more rare circumstances, if you are an Ontario resident and you are injured in a motor vehicle accident where there is no insurance, you may have a claim to the fund of last resort — the Motor Vehicle Accident Claims Fund.

If you have been involved in an accident and do not have access to insurance, our lawyers can help

There are legal avenues for accident victims in such a situation. Our lawyers can help you sue for the compensation you need and deserve, as you may need compensation for your personal injuries, medical expenses or loss of income. It’s important for you to choose an experienced personal injury lawyer who has made claims before for uninsured drivers. We have successfully fought cases to ensure that our clients who were involved in accident with uninsured drivers or who were uninsured themselves received the maximum amount of compensation possible.

Did you know that our team helped an uninsured driver receive $2 000 000.00 in compensation after being told he would get nothing?

We were able to help a 25 year-old man secure his future after he was involved in a dirt bike accident. Sadly, he did not have any insurance whatsoever and was denied any financial assistance. Thankfully he contacted our Ottawa personal injury lawyers and we took over. We fought for our client and the Ontario Motor Vehicle Accidents Fund appealed the courts’ decision twice. We did not give up and in the end our Ottawa personal injury lawyers helped our client receive the absolute maximum compensation. We helped him and we can help you.

Personal injury claims involving uninsured motorists can be complicated.

Ottawa personal injury lawyer David Hollingsworth has a proven track record with these types of cases and has been highly successful in getting maximum compensation for our clients. The video to your right discusses a case whereby the insurance company denied our client ANY compensation. Our Ottawa personal injury lawyers took the fight on and after the court decided in our client’s favour, the insurance company appealed the decision. We fought it again and won. Our client received the absolute maximum in compensation after being told he would receive nothing, as he had no insurance at the time of his accident. We helped him and we can help you.

No insurance and injured in an accident?

Our Ottawa personal injury lawyers and Ontario accident benefit specialists dedicate themselves to these types of cases to ensure that everyone is treated fairly. We have the knowledge, skills, experience and expertise to get you what is right and get you maximum compensation.

We are Ottawa personal injury lawyers who are experienced in uninsured driver Ontario accident cases. Please contact any of our lawyers to discuss how we can help you. You owe this to yourself.